Fintech App Development

On the main screen, you can see the average currency exchange rates at Ukrainian banks, also the average rates at currency exchange offices, Interbank, and National Bank of Ukraine. By swiping left and right, you’ll see the rates at which your main currency can be exchanged for any other currencies selected by you in the settings.

The exchange rate dynamics is also available in green or red color, depending on whether the rate goes up or down. The data is constantly updated and you can see the time when the last update was right there on the screen.

By clicking on the currency exchange rate and trends, the user gets access to a detailed graph with exchange rate dynamics. The graph shows two tendencies of prices for selling (a red curve) and buying (a green curve) the selected currency. The user can choose a period and source of the provided data such as:

In the upper right corner of the screen, the user can go to the settings and update their preferences as to the:

• Language of the interface.

• Region. There is a selection of all Ukrainian cities, which you can choose to become your default region. Also, the app uses geolocation services to determine the user's location and set it automatically.

• The quote currency. The currency which is sold.

• Selected base currencies. Here the user can choose up to 10 currencies, which exchange rates they want to see on the main screen, as well as change the order in which they are displayed.

In this block, users can view the currency exchange rates in different banks and offices in Ukraine. The banks and offices are sorted according to the best rates for buying or selling the currency, and the user can change how to view them. In the list you can also see list the details about each bank or the office, such as which ones are closer to you, their addresses, phone numbers and working hours to make the most profitable deals.

In the Multi fintech app, there is also an online currency converter which enables users to calculate in just a few clicks how much it costs to exchange a certain amount of one currency for another.
You can easily change the currency, the sum of money you want to convert, and instantly view how much you will get based on the average rate. On the screen you are also able to see:

• Currency exchange rate that has been applied to calculate the final sum
• Time of the last data update
• The list of banks and the sum of money they can offer you according to their rates for the amount you want to exchange

The app functionality consists of a Google map and filters to choose currency and type of currency exchange institutions. Initially, the map shows the rates at the banks and offices, which are the nearest to the user’s geolocation. By tapping on the bank icon, you can see all of its contact details.

On the cryptocurrency screen, you can search for any cryptocurrency, view their worth and exchange rates, as well as monitor the detailed dynamics of their change. There is also some more important information available to track such as capitalization, hourly, daily, and weekly trends of the cryptocurrency needed to make informed decisions.

In order to always stay up-to-date with the quickly changing trends, the Multi app has a must-have feature - a currency exchange rate widget that can be added to your phone. You don’t even need to open the app anymore to monitor if the rate goes up or down and whether it’s a good time for an exchange.

The currency exchange rate booking service lets users fix the current exchange rate and the needed amount of currency online for a certain period of time to pick it up later in the bank.

• User authentication via Diia

• Automated retrieval of official documents like passport, driving licence, taxpayer identification number, certificates, etc. that may be necessary for completing financial operations

Following best fintech security practices, we have implemented biometric authentication with Face ID or Touch ID, depending on user’s preferences and cell phone technical capabilities.

Apiko built a digital platform for Multi to partner with 13+ leading insurance companies, so you can

• Get a car insurance online just by providing your vehicle number as stated in the National register, and passing a photo authentication:

  • a Green Card car insurance for trips abroad

  • the Ukrainian Avtotsyvilka car insurance

• Upload your current car insurance if any

• Receive notifications about the approaching expiry date for your car insurance

• Get the current insurance prices overview for different types of vehicles, including cars, electric cars, motorcycles, across the leading insurance companies

• Access clients’ reviews regarding the car insurance services provided.

• Discover the list of special cashback offers from Multi’s partners, covering a multitude of categories like health and beauty, clothes and footwear, books, electronics, food and drinks, and more

• Choose the option to purchase with cashback when a coupon suits your shopping intent

• Receive the cashback to your credit card account within the indicated period of time

• Questionnaire to elicit loanee’s necessary information for loan granting

• Automated credit history check

Enable notifications about new cashback deals, important insurance or loan management dates, partners’ loyalty offers and promo campaigns, insurance discounts, etc.